Dental Insurance
There are two types of dental benefits available through ALLPLANINSURANCE.COM. The first is "ANY DENTIST" dental insurance. As true insurance, our plan allows you to have (depending the dental procedure performed and the length of time you have had the coverage) up to 100% of your dental claim paid directly by the insurance company.
The second type is: a "DENTAL DISCOUNT" PLAN. With this type plan, you will always pay something for your dental work - but the amount is greatly reduced (from 30-80%) depending on the dental procedure performed.
Each type has its distinct advantages and disadvantages as follows:
| ADVANTAGES | |
| TRUE DENTAL INSURANCE | DENTAL DISCOUNT PLAN |
| 1) CAN UTILIZE "ANY DENTIST" YOU WANT | 1) SIGNIFICANT DISCOUNTS IN-NETWORK |
| 2) COVERAGE INCREASES WITH TIME | 2) DISCOUNTS AVAILABLE FROM DAY ONE |
| 3) CLAIMS CAN GO DIRECTLY TO COMPANY | 3) NO CLAIMS OR PAPERWORK TO FILE |
| 4) CLAIMS MAY BE PAID UP TO 100% | 4) NO DEDUCTIBLE DUE PRIOR TO BENEFIT |
| 5) NO WAITING PERIOD PRIOR TO BENEFIT | |
| 6) DISCOUNT MAY BE GREATER THAN INSURANCE BENEFIT | |
|
7) DISCOUNTS FOR COSMETIC DENTISTRY | |
| 8) NO LIMIT ON BENEFITS | |
| 9) LESS COSTLY (PREMIUM) THAN INSURANCE | |
| DISADVANTAGES | |
| TRUE DENTAL INSURANCE | DENTAL DISCOUNT PLAN |
| 1) ANNUAL DEDUCTIBLE FOR BASIC/MAJOR WORK | 1) WILL ALWAYS PAY SOMETHING FOR TREATMENT |
| 2) WAITING PERIOD FOR BASIC/MAJOR WORK | 2) MUST GO WITHIN NETWORK OF PROVIDERS |
| 3) LIMIT ON ANNUAL BENEFITS PAID | |
| 4) NO COVERAGE FOR COSMETIC DENTISTRY | |
|
5) MORE COSTLY (PREMIUM) |
|
Now that you can easily and objectively weigh the above advantages and disadvantages perhaps you can better decide which plan is in your or your family's best interest. If further clarification is needed do not hesitate to call us at: 800-856-6556 or email at: quote@indianahealthinsurance4U.com.
If you are ready to see the outlines of coverage, benefits or discounts; cost or premium required or would like to check the providers within the "DENTAL DISCOUNT" PLAN "Preferred Network - you may click on the link to appropriate product below. In addition to obtaining all relevant information, you will be able to obtain an application or apply on-line. Again - do not hesitate to call if we can be of any further assistance whatsoever. We appreciate the opportunity to have your dental plan business and, if so, commit to providing you the best of service thereafter.
CLICK HERE FOR "ANY DENTIST" TRUE DENTAL INSURANCE DETAILS:
CLICK HERE FOR "DENTAL FOR EVERYONE" APPLICATION:
CLICK HERE FOR "DENTAL DISCOUNT PLANS": 
UNITEDHEALTHCARE DENTAL: NON-PPO (ANY DENTIST) PLAN AND PPO (LOWER COST) PLAN: 
