International Medical Insurance
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WHY GO FROM WEBSITE TO WEBSITE SEEKING THE BEST VALUE IN INTERNATIONAL MEDICAL COVERAGE WHEN YOU'RE ALREADY THERE? COMPARISON SHOP THE TOP THREE CARRIERS:
Lloyds of London Administered by HCC Medical Insurance Services
Nationwide, Administered by Seven Corners
Sirius International Insurance Corporation, Administered by International Medical Group
ALL LARGE; ALL FINANCIALLY SOUND (A RATED BY A.M. BEST); ALL LEADERS IN THE INDUSTRY - ALL JUST A CLICK AWAY, ON THIS PAGE!
AFTER OBTAINING YOUR QUOTES, SHOULD YOU ELECT TO APPLY - SIMPLY PRINT THE (HTML) APPLICATION AND FOLLOW THE SUBMISSION INSTRUCTIONS. OR APPLY ONLINE AND HAVE YOUR APPLICATION PROCESSED ELECTRONICALLY. WHICHEVER PRODUCT YOU CHOOSE, YOU'LL KNOW YOU'VE OBTAINED THE BEST VALUE THE INDUSTRY HAS TO OFFER.
THERE ARE ONLY TWO MAJOR QUESTIONS YOU HAVE TO ASK YOURSELF, IN ORDER TO DETERMINE WHICH PRODUCT IS MOST APPROPRIATE FOR YOU:
1) HOW LONG WILL I, OR MY FAMILY, REQUIRE THE COVERAGE?
2) DO I NEED COVERAGE FOR PRE-EXISTING HEALTH CONDITIONS?
IF YOU ANSWER, YES, TO THE SECOND QUESTION, THEN "PERMANENT" COVERAGE (CATEGORY III, ON THIS PAGE) IS THE ONLY PRODUCT FOR YOU. ONLY PERMANENT COVERAGE OFFERS THE PROSPECT OF BEING COVERED FOR PRE-EXISTING HEALTH CONDITIONS. COVERAGE IS NOT GUARANTEED, HOWEVER, IF UNDERWRITERS FEEL YOUR CONDITION CONSTITUTES A REASONABLE OR MANAGEABLE RISK IT MAY BE COVERED IMMEDIATELY OR AFTER A WAITING-PERIOD. IF ISSUED, COVERAGE MAY BE KEPT AS LONG AS TO AGE 75 AND ANY PRE-EXISTING CONDITIONS WHICH COME TO ARISE AFTER YOUR POLICY IS INFORCE, WILL BE COVERED. THE POLICIES MAY BE RENEWED AS LONG AS YOU PAY THE PREMIUMS AND MEET THE OTHER REQUIREMENTS UNRELATED TO HEALTH.
ONE SUCH ISSUE IS WHETHER PERMANENT COVERAGE WILL BE NEEDED FOR PERSONS RESIDING IN THE UNITED STATES FOR MORE THAN SIX OUT OF ANY TWELVE MONTH PERIOD. IF SO - WE KNOW OF ONLY ONE PLAN PROVIDING SUCH COVERAGE. THAT PRODUCT IS - THE "PLATINUM" PLAN FROM LLOYD'S OF LONDON.
IF PRE-EXISTING HEALTH CONDITIONS ARE NOT A CONCERN, OR IF YOU REQUIRE COVERAGE FOR TWELVE MONTHS OR LESS - WHAT YOUR REALLY NEED IS SHORT-TERM, OR TEMPORARY "TRAVEL" COVERAGE. ALL THREE COMPANIES GIVE A PRICE BREAK WHEN YOU PURCHASE OR COMMIT TO PURCHASE SIX OR MORE MONTHS OF COVERAGE. SO IF PURCHASING COVERAGE FOR A MINIMUM OF SIX MONTHS, BUT NO MORE THAN TWELVE - PROCEED TO CATEGORY (II) AND ONLY SHOP THE THREE OPTIONS IN THIS CATEGORY FOR THE BEST VALUE (DEPENDENT ON AGE AND GENDER).
FOR ANYTHING LESS THAN SIX MONTHS OF COVERAGE (TO A MINIMUM OF 15 DAYS) - GO ONLY TO THE PRODUCTS IN CATEGORY (I) AND SELECT THE BEST VALUE.
*IF YOU ARE AN "INTERNATIONAL STUDENT" (STUDYING OUTSIDE YOUR HOME COUNTRY) YOU WILL FIND YOUR LOWEST COST OPTION MEETING THE REQUIREMENTS OF MOST FOREIGN LEARNING INSTITUTIONS BY CIRCUMVENTING THE THREE ABOVE MENTIONED CATEGORIES AND CLICKING:
NOW THAT YOU UNDERSTAND THE BASIC ISSUES, THE CONCEPT EMPLOYED ON THIS PAGE SHOULD BE FAIRLY CLEAR. HOWEVER, SHOULD YOU HAVE ANY REMAINING QUESTIONS, PLEASE EMAIL THEM TO: quote@indianahealthinsurance4U.com
OR CALL: (US) 317-608-3904
WITHIN THE UNITED STATES: 800-856-6556
AND WE WILL PROVIDE YOU FURTHER CLARIFICATION.

Sirius International Insurance Corporation (Underwriter); Administered by International Medical Group
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Visitors CareSM standard link: Provides a low cost "Scheduled" (limited) benefit plan.

II. 6 Months to 12 Months - International Medical Coverage

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Liaison International - Outline of Coverage, Rates and Application
International Insurance Coverage for Emergency Medical Evacuation, Return of Mortal Remains and The Frequent Traveler
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Patriot T.R.I.P.SM Provides travel insurance for you or you and your family.
Patriot T.R.I.P. EliteSM standard link: Provides superior trip insurance for an individuals or groups.
Patriot StudentSM T.R.I.P. standard link: Provides superior trip insurance for an individual student or group of students.
Patriot ExtremeSM standard link: Designed for the adventurous international traveler, Patriot Extreme provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities.
Patriot Groupý standard link: Provides coverage for a group of 5 or more primary applicants (coverage period between 10 days and 12 months).
Visitors CareSM standard link: Provides a low cost "Scheduled" (limited) benefit plan.

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Global Medical Insurance Brochure - PDF Document (10kb)
Outlining Long Term to Permanent Medical Insurance for International Citizens
Global Medical Insurance Application - HTML English
Global Medical Insurance Application - HTML Spanish
International Term Life Insurance - Lloyds of London Administered by HCC Medical Insurance Services
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Free Online Quotes for International Term Life Insurance
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